We All sometimes complain about the lack of money. But if you are not lazy and you carefully consider their spending, it appears that a considerable amount we let in the wind and not even notice it. In the end, no money, but no satisfaction from their use. Want to know what are the sources of savings in the household? How to save money without compromising the quality of life? Read further and you will find many useful tips.
What are the sources of savings in the household?
For starters, let's set up expenditure for main groups:
- Utility bills.
- Various purchases.
- The Cost of food.
- Expenses associated with the maintenance of the car.
- The Costs of communication and banking services.
Now let's look at each group in more detail.
How to reduce the bills for communal?
The Rules of savings in the household you can start with reduce such big expenditure as payments for electricity, water, gas. Try these tips:
- Change old incandescent bulbs to energy-saving fluorescent. If possible, it is best to go directly to the led.
- When the computer you do not need, do not put it to sleep and turn off completely.
- Unused appliances even disabled need to pull out of the socket, as they continue to consume small amounts of power. Not to Potter each time with a dozen plugs, use a surge protector and turn off all equipment with one button.
- Regularly clean the air conditioner, the heater, defrost the fridge. In poor condition they are much less efficient and consume a lot of electricity.
- To save water put a special nozzle on the faucet and shower that reduce the flow. Always repair the plumbing to not leak.
- When brushing your teeth, collect the water in a Cup and not leave it open. Remember, this saves not only money but also natural resources.
- If your toilet is no regulation of the volume of water to drain, then place in the tank a bottle of water. So, its volume will decrease, and you will not overdraw the liquid.
- If you have a non-insulated house, old Windows and doors, a large part of the cost of heating will go down the drain literally. Cracks near Windows, doorways, in places where communications come to the house or apartment, are also a source of heat loss.
- Perhaps you will be more profitable not to pay for communal on average tariffs, and to put the counter.
Unnecessary stuff and unnecessary spending — with all these struggling home economy. Techniques, which help to avoid unnecessary expenses:
- “Wait”. Not follow the impulse to "Buy!” that appears in your head in the store. Wait at least a day before you rush to the cashier. During this time, you have to acknowledge, whether you need one or the other thing.
- “shopping List" — saying that all the tricks of the marketer is powerless before the man with the list where it says what to buy. Here should learn from the strong half of mankind and not to succumb to temptations.
- “if I Make this thing happy?” - ask yourself this question when buying. Is that really what you want to spend your hard earned money or just a momentary desire?
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How to eat tasty and inexpensive
What are the sources of savings in the household if you have most of the money spent on food? In fact, a lot of them:
- Create a menu for the week, describe what products you need and purchase them once a week. Ideally you should go to the market, there are many cheaper products.
- Even if finances are filled, like nightingales, this does not mean that you have to eat only pasta. You can make delicious and nutritious chicken dishes, potatoes, cereals.
- Prepare your lunch for work at home, it is much cheaper and so you will be able to eat healthy food.
- Trim expenses on visits to cafes and restaurants. Today there are many step-by-step recipes that you can feel like a chef. If we do not want to stand at the plate, then you can set the table at home with ingredients purchased in the culinary departments of hypermarkets.
- Abstain from junk food, fast food, snacks and sweets. This food only contributes to worsening your digestive and waste of money.
Four-wheeled friend – use the endless or the costs?
To Answer this question comes to each motorist, but we only offer advice on how to save money in the household, if you have your own transport
- Many studies have proven that the fuel consumption is not only affected by season, quality of roads, type of route (city or town), and driving style. Moreover, this factor often outweighs the other. Sharp acceleration and deceleration, jumps from place greatly enhance “appetite” car. Smooth, careful driving – it's not only fuel economy but also safety and comfort.
- Keep your car in good condition. Do not be lazy to undergo a proper maintenance.If you're able to perform basic elements themselves – it is very profitable for a year you will save a tidy sum.
- Invest in a special additives that improve engine performance and help save fuel.
- Find travel buddies to reduce costs if you often travel alone. Now it is easy to do with the help of special web sites and applications.
- If there is no urgent need – walk on foot or use public transport.
Economy in the household: useful tips
Here are a few tricks that will improve the condition of the family budget:
- If you do not use landline, unplug it. The same applies to cable and satellite channels you don't watch.
- Calculate the cost of mobile communication — may have more favorable rates. Do not overpay for services that you do not use or that are not much needed: melody horn, subscriptions, weather, etc.
- Rate, what are the costs you incur in connection with the use of banking services – here, too, sometimes you can find a better deal. Knowledge of the rates financial institutions will allow you to avoid mistakes that are costly. A balanced approach to the capture of loan-carefully read all the clauses of the contract and pay attention to the fee. For example, if you have credit for 24 months, and every month you pay only 3% of the value of goods (an example from real loan program), for the purchase you ultimately overpay 72 %.
Now you know what are the sources of savings in the household. In fact, this is only a small fraction of them, but try to apply the information and you will be pleasantly surprised with the result.