Relevant to the youth the problem of shortage of funds recently solved very simply. Previously, many banks gave out loans only when the borrower is 25 years of age. Now this strap is reduced, and the funds can be obtain at the age of 18. At the moment, different banks offer a youth loan, which is characterized by a not too high amount, but it is enough to buy a new phone or a stylish blouse. Usually banks offer a variety of program as a loan on credit card. Almost all credit cards share one important property - they have a grace period in which previously captured funds can be put on the card without paying interest. Also, practically all of the cards very low annual rates.
Youth credit card
Sberbank of Russia became the first financial institution, committed to provide monetary future of our youth. He was the first to understand the benefits of this enterprise, besides all the conditions for granting such loans had been. Who can obtain a credit card? Sberbank of Russia is happy to provide its services to any citizen of the Russian Federation. But every program has its pros and cons. All necessary information concerning such institutions as Sberbank of Russia (credit cards, terms, etc.), you can find all sorts of information resources. But you can go to the nearest branch where the Bank staff will answer all your questions. But, in principle, the conditions of the loan are the same in many institutions. And still pay attention to some nuances.
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How to get a credit card? Sberbank of Russia brings the most simple of terms
To obtain such a loan the borrower's age should be between 18 to 30 years. In addition, it is obligatory to provide proof of income, confirming the solvency of the client. To do this, youth does not necessarily have an official place of work, you only need to go to the Dean's office and get a certificate of accrual of scholarships for the required period. This will guarantee the return of loan funds to the Bank.
The Card is valid for three years, after which it can either be discarded, or order a new one. In case of timely repayment of debt, the Bank may raise the credit limit or some other way to reward the borrower. Such encouragement may become a gold credit card of Sberbank of Russia with a high limit and low interest, it is issued at the expiration of the usual credit cards. The card limit does not exceed 200 000, but to start with, typically provide a loan of 3,000 rubles. It all depends on the size of the scholarship - for students - and income - for people older than 24 years. Annual interest rate - 24% plus 750 rubles per card per year. But there is also a positive moment - a repayment grace period (50 days).
Registered credit card. Sberbank of Russia: benefits
This type is especially good when you have to pay in boutiques and supermarkets, because the fee for this calculation are not collected. While the withdrawal of Bank credit funds through ATMs is usually accompanied by a Commission of 3%. Youth credit always helps the poor students and the Bank will in any case receive their interest, even low. Therefore, after the savings Bank many commercial banking institutions have also launched a line of credit cards designed exclusively for young people. Thanks to today's diversity, young people now do not have to do only one savings Bank. They can choose the best option and order the card at any financial institution.
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DE: https://tostpost.com/de/finanzen/6348-wir-machen-die-jugend-kreditkarten-sberbank-of-russia.html
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JA: https://tostpost.com/ja/finance/3604-sberbank.html
KK: https://tostpost.com/kk/arzhy/6351-oformlyaem-zhastar-kreditt-k-kartalar-sberbank-rossii.html
TR: https://tostpost.com/tr/maliye/6355-oformlyaem-gen-lik-kredi-kartlar-sberbank-rusya.html
UK: https://tostpost.com/uk/f-nansi/6352-oformlya-mo-molod-zhn-kreditn-karti-sberbank-ros.html
Alin Trodden - author of the article, editor
"Hi, I'm Alin Trodden. I write texts, read books, and look for impressions. And I'm not bad at telling you about it. I am always happy to participate in interesting projects."
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