Visitors of salons "the Euronetwork" have the opportunity to get an interesting product - a plastic card "Corn". What are its features? Is it possible to use the card as credit, and how this will be profitable? In some embodiments, the use of "plastic" from the "Euroset" has the most distinct competitive advantages over similar products?
The Card "Corn", strange as it may sound, is not a Bank. Experts believe that it is more correct to consider it "payment" and not be referred to as classic plastic. "Corn" issued by a financial institution not related to credit and Finance. But in colloquial speech, even at the level of the expert community, a map called "Bank". And because the application of this term, in principle, acceptable. In addition, the de facto use of "Corn" in the framework of the available functions almost completely duplicates the most advanced banking solutions. Using "plastic" from the "Euroset" you can pay for purchases in Russia and abroad, take out loans (which are in turn affiliated with the Issuer of the commercial banks).
A Number of experts drew attention to the fact that the card "Corn" (reviews many users also have positive views regarding the circumstances) is served by two payment systems - national "Golden Crown" and foreign MasterCard.
In the case if, for example, because of the complications of the political situation of foreign EPS will no longer service Russia or limit payment operations by cards issued by Russian banks, "Corn" will be a healthy financial tool. However, with limited functionality. All that can be done is to send with the card and channels the Golden Crown money transfer, thus having cashed the funds. That too is an important criterion. Think so many Russians, who had experience in the use of such financial instrument, the card "Corn". Customer feedback in this sense reflect the benefits not only of functions associated with the standard payment transactions: the calculation in the store, ATM cash withdrawal etc., but also the possibility of involving the money transfer system.
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"Corn" - map, reviews of which are largely positive about its design. The fact that everything you need in order to get the "plastic" is to apply to any office of "Euroset". You need to have only passport and cell phone with the main number handy. Thus, the structure that extends card "Corn" - "Euroset". Reviews about this circumstances generally positive. The network of corresponding salons has the widest distribution in Russia. Almost every city has several offices of "Euroset" can I go and draw a map at any time. But if the primary dealer, the structures of which issued the card "Corn" - "Euroset, which is in General positive due to the huge branded network, then who is the Issuer? Such is the company "rnko Payment center". It is, as we said above, is not a Bank organization. A map in his hands immediately, almost aktiviziruyutsya at the time of issuance.
One of the stages of the registration card is a pin collection. This procedure is organized simply enough. All you need to do is call the phone specified at registration in the call center, then dial the desired sequence of digits. The consultants of "Euroset", as a rule, are willing to help customers carry out the procedure. Check the "Corn", as noted by many users of this product, in General, easier than the same action in relation to regular Bank cards.
The Design of the "plastic" nominally paid - need to pay her 100 rubles. But in fact it is possible, for example, to credit the mobile phone balance. We can say that it is free is a credit card "Corn". Reviews of its users, of course, correlative to this fact strictly positive. In some cases, the consultants of "Euroset" can offer to issue a card "Corn" in fact committed a fairly major purchase. In this case, to contribute something to the account will not be required at all.
How to recharge "the Corn"? Very simple. The most convenient way to do this by visiting any salon "Euroset". For the practical implementation of the operation will need to read a bar code from the card that is "plastic" it is desirable to have with itself. It is also convenient to recharge the card with another that is issued by any of the banks. That is the usual debit or credit. However, her need to "bind" to register in "personal Cabinet" user "of the Corn." Another option (it can be called "classic") - replenishment of the card account using a normal Bank transfer. No reference in this case is not required, however, and the time the funds are large enough - at least a day.
Actually, what is the usefulness of "Corn"? This can be expressed in several aspects. First option: card "Corn" - debit. The customer reviews regarding this scenario is the use of "plastic" indicate excellent adaptability of the product to the trigger mechanism. With the help of "Maize" and affiliated MasterCard you can make purchases in stores, including online.
You can Pay in Russia or in any other country in the world where there is a MasterCard, and it is in most States. In some cases when using the card you can connect useful options "cash back" in which the order of a few per cent of each purchase goes to the bonus. It can be spent through a variety of ways.
Another scenario is when "Corn" is credit card. "Euroset", reviews of which are usually associated with the retail because of the profile of the organization, of course, is not empowered to grant loans on its behalf. Loans issued by banks affiliated with the company "rnko Payment center". However, the terms of the loans are not too impressed by the Russians, left on thematic portals on the fact of use of this product, the card "Corn", reviews. The credit limit is determined by the Bank at the rather complicated formula - it can be as modest and large. But, most importantly, interest on the map far from comfortable. These give customers "Euroset", which peaked as a credit card "Corn", reviews. 2014 because of the known political events, of course, difficult for the country's economy in General and the activities of credit and financial institutions in particular. But 24 to 80% per annum from an affiliate with "Corn" the Bank "Renaissance", or 28 to 44% of the "Tinkoff" that we is, perhaps, too much. Although, in principle, there is the loan market offers much less profitable. So in some segments of the solution from the "Renaissance" and "Tinkoff", of course, can be quite competitive.
One of the possible advantages of using the card "Corn" as a credit is a long enough grace period of the loan (during which no interest is charged) is about two months. However, note that many banks allow their customers to use the credit in a preferential order in the framework of comparable, or even greater time. But lately, not all financial institutions are also loyal to loan applications a few years ago, a lot of failures. Owners of "Corn", as noted by many experts, as well as the users themselves, banks usually tend to make positive decisions.
"Corn" - the map reviews, which largely affect the aspect of customer support. Users of "plastic" note a fairly high level. For example, there is no problem to recover lost card. It is enough just to call the call centre from the phone number which upon registration of a card listed as the primary. If necessary, you can make a written request to customer support via email. Or you can use the form of address in "my account" page. However, it is likely that the support staff would prefer to answer the phone. So you need to keep handy the phone number that was registered as the main, to themselves.
Speaking of "Personal Cabinet". "Corn" - the map reviews, which reflect to a large extent to be able to make use of this function. Access "my account" is available just. Login - a unique card number. The password can be queried via SMS text message to the number that was specified during registration of "plastic". After replace on your own. The functionality of the "Personal profile" is very interesting. There are, by the way, the option of downloading the mobile version of its interface on Andoid or iOS device.
We now Turn to consideration of the financial aspects of card usage. As we said above, the design of "plastic...
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Alin Trodden - author of the article, editor
"Hi, I'm Alin Trodden. I write texts, read books, and look for impressions. And I'm not bad at telling you about it. I am always happy to participate in interesting projects."
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