Credit card MTS - reviews. Credit card MTS-Bank: how to get the terms of issue, interest

MTS-the Bank does not lag behind his “brothers” and trying to find new banking products aimed at simplifying the lives of customers. And credit card MTS – this is one of them. Since today our citizens are increasingly using these cards, they realized the advantage of owning them. Often cards allow not only to pay for goods and services in cashless form and accumulate bonuses for purchases made, which in the future can be spent on purchasing different types of goods with a good discount.

Below we highlight the banking product from the Bank, MTS – credit card terms for it, plus all the benefits of their use.

Convenient services

We Indicate the main positive aspects that you'll be credit card MTS.

• With the active use of the credit card can reduce the interest rate on it at three percent.
• There is a possibility of connection of service in which you can return to the map 1% of the purchase amount.
• When you enable calculation of income you can earn with maps to 10% of the amount of money on it.

Advantages

1. Issued credit card MTS easily and quickly. The employees of the Bank consider the application not more than an hour.

2. There is a service called "Mobile banking”, which allows you to manage accounts and pay for the services on the site of MTS-Bank directly from the house.

3. The application for a credit card of MTS may also be online, not necessarily to go to the Bank branch.

4. Simple, and most importantly, free replenishment of the card account.

Credit card Types

1. The model map. It allows you to get the borrowed funds in the amount not exceeding fifty thousand rubles under the 26.9% APR. The owners of the “gold” or “platinum” cards can count on 600 thousand roubles under 25.9 percent per annum. There is a grace period of 51 days. Repayment is made monthly in an amount equal to 10% of the debt, “platinum” and “gold” - 5%. There is a Commission on cash withdrawals of 4 percent for transfer to other accounts – 3%.

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2. For corporate customers. For them the Bank offers a special lightweight conditions: reduced the annual rate by three points, and the fee – at one percent. In addition, corporate customers are allowed to get the amount up to one hundred thousand with the provision of one document-passport. If the necessary amount is 300 thousand rubles, in this case, the passport will be required to attach proof of income, and 600 thousand rubles additionally need a copy of the work book.

3. For holders of salary cards. For those categories of customers the Bank also offers preferential conditions: annual rate is 17-18 percent, the list of documents includes only the passport. The only time the client needs to be experience last more than three months and, accordingly, the salary on the card MTS from the Bank it needs to get at least 3 months.

4. For investors. To clients, which have open the Deposit, the Bank is also more loyal: for them there is no fee for registration and annual service of cards, they are unable to “gold” the card is totally free and the rate is beneficial for them – only 18%.

5. “MTS-Money”. This credit card of MTS is characterized by simplicity of design. You can get it at the salon of MTS by providing only a passport. Conditions it follows: the limit – 40 thousand rubles, the annual interest rate – 23, 35 or 47 percent, depending on the outcome of the customer analysis. Nice would be that when you pay with it for goods and services will be awarded bonuses that can be spent on free calls, TEXT messages and other services from the operator.

Credit card

Consider how to get a credit card MTS. It is known that for any banking product must meet the requirements of credit institutions. The Bank's experts to explain in detail how to get a credit card MTS and find the one that best best for you.

Requirements

1. The Bank sets the age limit is 18-60 years.
2. Mandatory registration in the Russian Federation;
3. There are two contact phone numbers, including one of them must be stationary.

Get a credit card MTS can be in the absence of formal employment. The application can be accepted and the student employees, retirees, more importantly, to have a steady income.

What documents you need to submit to the Bank?

A List of documents required for obtaining credit cards, you can call the model, you will need to provide:

• Passport.
• Additional document on a choice – driving license, certificate INN or Pension Fund.
• Income statement.

To apply for a credit card “MTS-money" is possible only on the passport, but in this case, conditions will be unfavorable for the borrower.

Documents in the Bank can be submitted as follows:

1. Personally visit the office.
2. Call the Bank and to execute an application remotely.
3. Fill in the application form on the website – is the easiest way to obtain a credit card. To do this, just the client to complete the questionnaire, then, upon examination, you will receive an SMS - message with the Bank's decision. If a positive decision you will be contacted by a specialist of the Bank, and agree on a convenient time and place to send the card.

How to credit card MTS

The Bank's Management is interested in timely repayment of loans, so take care of their customers and offers several ways to replenish the card. The main ones are listed below.

1. Through your personal account. the Client is absolutely free at any time of the day can recharge the card with any account in MTS-Bank, or another Bank card.
2. Via payment terminals. When using this method the customer will need to pay a fee in the amount of 1-1,5% of the recharged amount.
3. In the shops-the salons of "Euroset", "Svyaznoy" and "Eldorado." In this case we charge 1% of the recharged amount.
4. In the salon of cellular communication of MTS.

How to close the card MTS

To Close the map in the city, where there is a Bank office without problems. For this you need to visit the nearest branch with an application for a closure. But before that you need to make sure the lack of the card debt. If everything is in order, then we wait for the decision of the Bank.

But if your city does not have an office, MTS-Bank, and drive to the nearest town where he is, there is time and opportunity? There is also nothing complicated. On the website MTS-Bank, you can complete the application for closing the card. Print it, sign it and send “Russian Post» head office address (115035, Moscow, Sadovnicheskaya str., 75). To avoid loss it is recommended to send a registered letter. Before shipping, you must clarify through the hotline of the Bank the exact amount of the debt and to repay it. Once an application is received by the Bank and executed, you will receive a TEXT notification that the card has been closed.

Feedback about the map

There are many customers who apply for a credit card, MTS-Bank. Reviews from them are different. There are those that said fast processing card, because for almost 15 minutes, the decision on extradition. Someone liked the fact that it is very easy to use – it is possible by Bank transfer to pay for goods and services, there is a grace period for the use of borrowed funds, it is easy to replenish, to manage accounts.

But there are disgruntled customers who have a credit card of MTS-Bank. The reviews are negative mainly because of poor service. Sometimes to call the hotline simply impossible. This is due to her congestion due to the large number of customers wanting to know the size of the debt. The Bank's management has not thought through these moments, and they are, unfortunately, strongly repel potential customers. In addition, negative feedback is also associated with the size of fees for the withdrawal and transfer of funds – they are just extortionate! If people are going to shoot only 100, he will still need to pay a fee in the amount of 450 rubles.

After Reading the reviews experienced user card MTS, each will make their own conclusions, but don't be too categorical. Everyone has their own opinion. Recommend you analyze the pros and cons of cards and decide to use it or not.

If you do decide on a credit card from MTS, it is highly recommended to carefully study all the conditions ...