Pension Fund Soglasie: feedback from customers, employees and lawyers

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2018-03-27 02:27:19

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Many people are trying to take care of their own future, and if someone is not satisfied with that, as does the state, at any moment they can take their destiny into their own hands and to secure a carefree future. For this reason, in recent years, become relevant services, which offers its customers Pension Fund «Consent». Customer reviews for many are a source of important information about how the organization operates and whether or not it fulfills its obligations.

the non-state pension Fund Soglasie reviews lawyers

In this article we will look at what services are provided by this company, how is her job and what people think about her customers.

OPS

Mandatory pension insurance is a system whereby the state directly involved in formation of the source of funding for the pensions of its citizens. In this case, those people affected by OPS, may be called for by the insured, and in case of occurrence of insured event, such as a disability or a retirement, further provision payments to citizens engaged in Pension Fund «Consent». Customer feedback suggests that at the moment the Fund basically does not violate its obligations, despite the fact that some people appeared some problems.

Who are the insured?

In this case, the insured is any citizen of the Russian Federation or a person who resides temporarily in the territory of the Russian Federation, if:

  • Works in accordance with prepared labor or civil law contract;
  • Has its own job security (lawyer, notary public, farmer or private entrepreneur);
  • Works outside the country, but it consistently pays insurance premiums to the Fund.

If a person is insured, he must present a certificate stating his / her personal data, as well as individual insurance number. The results of the insurance certificate is carried out after treatment in the Pension Fund or in the case of first jobs. To date, more than 100 million people in Russia are insured persons.

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Insurers

the non-state pension Fund Soglasie

Of Course, the dominant administratorom in this case is the Pension Fund of Russia, which deals with the management of all pension funds. But in fact, along with this Fund as the insurer may also be made by private pension funds or adequate control of the company, but solely on the formation of the so-called funded pension. The insurer is engaged in a gradual accumulation of insurance contributions from the insured persons, and at the same time they are investing these funds through specialized management companies.

The Insured person, which provides a contributory pension, has the ability independently to choose the insurer who will deal with the management of funds, and many choose Pension Fund «Consent». Customer reviews note not only stable payments and growth of capital, but also professional service, which provides support to every customer.

Financing

In accordance with applicable laws, 2009 Russian Federation the program of co-financing of funded pension capital. This gives citizens a unique opportunity to significantly increase their pension in the future, making a contract with such an organization as the Pension Fund «Consent». Customer reviews often note this service, as it allows you to simultaneously receive payments from state and non-state pension funds.

Under this program any citizen has the right listing of individual contributions to the funded part. If you participate in this program, you have the opportunity to significantly expand the volume of the accumulative part of future pension. It is worth noting the fact that all additional contributions will double over the next 10 years, but the only condition in this case is to make not less than 2000 rubles a year. Also there is one limitation – co-pay may be not more than 12,000 rubles annually. In this regard, very possible Supplement to the funded part of pension from the state is 120 000 rubles.

In accordance with Federal law, the deadline for applications was completed by early 2015.

Working with non-state Fund

pension Fund, the consent of the customer reviews

The pension Fund «Consent» also allows you to participate in the program of voluntary funding, which allows you to significantly expand the overall cumulative part of the pension using not only a raise from the state, but also investment income, which will always be charged Fund to your account.

Customers often ask about whether this program is available for those retirees who do not work or work at the moment. In accordance with changes in currentthe law, the state will be engaged in co-financing contributions, only those participants who have not previously received a pension using the Pension Fund of Russia, but this rule does not affect people who joined the program prior to the beginning of October, 2014.

What are the advantages of this service?

  • Made contributions will continue to grow over time;
  • Eventually, you can get a very good increase to their pensions;
  • You get a permanent investment income, which provides you with pension Fund «Consent»;
  • There are no restrictions on what may be the amount of contributions;
  • The period and the amount of donations made, as well as the duration of your participation in this program, you can define independently;
  • Have the opportunity to receive a special tax deduction of each amount that you pay into your pension within the program;
  • The accumulated funds can be inherited from the successors in the process of accumulation and also after the release of the insured person to retire.

How effective is this Fund?

pension Fund agreement whether to enter

According to customer feedback it is impossible to determine in numbers how effective pension Fund «Consent». Reviews of lawyers – it is another matter, as these people are conducting a thorough analysis of the activities of modern companies and can overlap with them all kinds of trials.

In the first place is to point out the fact that the rating Agency “Expert RA” has assigned this company an extremely high level of reliability that speaks about a good reputation of the company in the insurance market.

Non-state Fund or state?

The first is to note the accumulated income of the company equal to 30.55 % over the last three years. This figure is significantly superior to the one which is observed in the state management company, as during the same period, the cumulative yield is only 15.95 % in accordance with the securities portfolio and 19.68 % in line with the extended investment portfolio.

9.84 % per year, the company receives from the investment of pension savings, adding to the accounts of their customers. At the same time 11.44 % is the yield, which was distributed on the different pension accounts at the end of 2013. It is worth noting the fact that at that time it was one of the highest figures among all companies operating in this field. While in 2012 the yield was 12.7 % and represented the highest rate among all similar organizations.

Presenting a successor, in the process, the equity Fund uses the most effective developments that allow to provide a consistently high quality service, but also high enough and at the same time, stable rates of return of invested pension savings, making it possible to form a credit of loyalty and trust from the customers to how to operate a pension Fund «Consent». Reviews of lawyers say that any trial with this organization are on the order of less in comparison with many other financial institutions.

How are the payments made?

NPF Soglasie

Customers have the option of a pension in that case, if they have already reached retirement age, but in addition also provides for the payment of the cumulative part of the pension before this period. Under this category fall citizens concerned with hazardous types of production, or those who live in relatively harsh climatic conditions. It is worth noting the fact that the list is regulated by the current legislation, so you should read it before you engage in the clarification of various details.

Provide a lump-sum payment of the entire accumulated amount is possible in the following cases:

  • The person receives a retirement pension due to the loss of a breadwinner or of disability;
  • The pension is received in accordance with the state pension provision, but there is no right definition of a labour old-age pension due to the fact that there is no necessary insurance period;
  • The total size of the cumulative part of the pension does not reach 5 % of the total size of the labour old-age pension.

Urgent payments after the expiration of less than 10 years are possible in the case if the person participates in the program of pension co-financing and private pension accumulation formed also through participation in this program (in other words, contributed additional premiums to the funded part). Well in that case, if the accumulation formed through the use of family capital or certain parts of it, provides you with immediate payment of pension Fund «Consent». Whether to join the program in such conditions – that's a personal choice of each person, for many these terms are acceptable, while others are absolutely not appropriate.

How to make payment?

Makingpensions initially is carried out directly at the main office, which is located on Leningradsky Prospekt in Moscow, but for those people who are not able to do it, there is the ability to send statements by mail or via the relevant pension terminal, which can be found if you visit the site, which is owned by the pension Fund «Consent». Is it worth joining in that case - the choice is entirely yours, as we all have different concepts about quality of service.

It is worth noting the fact that we can significantly accelerate the overall procedure in case if you will make a call to the company. Thus, you will have the opportunity for prior consultation regarding the various nuances regarding the filing and the timing of their adoption.

What are the benefits of working with the Fund?

NPF Soglasie license revoked

Of Course, people often ponder whether or not to work with NPF «Consent». Someone already in the habit does not trust any financial institutions, while others are willing to invest in such a company, but in doubt what to choose best. It is therefore necessary to consider some of the advantages of working with the Fund.

Profitability

Of Course, the profitability of NPF «Consent» will directly depend on the General size of your future pension. Even if the difference is only a few percent per annum for 20-30 years, you will be able to increase their own pension more than doubled. In the last three years, the profitability of the organization is 30.55 %, which is a very good result, especially when compared to the successes other organizations.

Everyone understands that the worst thing that could happen for the Foundation and all its customers – no increase in savings, but the current statistics which suggests that the NPF «Consent» is not threatened, therefore, among the authors of the reviews almost no people wishing to terminate the contract.

The Company tries to carefully approach the selection of areas for investment in order to provide its customers and, accordingly, themselves the maximum possible income. Is not a secret that the modern state funds are specialized financial-industrial groups, whereby investments are made primarily in the interests of such companies and not investors. At the same time, the management team and Chairman of the Board Evgeny Dobrovolsky (NPF «Consent») have no relationships with such structures, so try to invest the capital in the joint interests of the customer.

With extensive experience and get an understanding in their fields of work, professionals choose the best destinations for investment, as evidenced by the consistently high level of profitability of the organization in comparison with competitors.

Convenience

Evgeny Dobrovolsky NPF Soglasie

Working with the company, even customer reviews, is extremely comfortable, first and foremost, a responsible professional service. Simply call or write a letter to the managers began to deal with your issue. Founders NPF «Consent» constantly trying to ensure that the company has provided the highest quality service and increased profitability. If you are going to become customer companies, professional experts will immediately take care of any concerns about your further well-being, while controlling your own funds you can through a phone or a specialized pension terminal.

Branches NPF «Consent» across the country, so come in and get a consultation or become a client of the company can be anyone regardless of his place of residence. It also is for many a rather important advantage.

Reliability

Of Course, this is the most exciting for the majority of modern citizens, who were interested in suggestions from the organization «Consent». Pension Fund, whose rating is one of the highest among similar organizations, has been working since 1994 and retains the reputation of a reliable financial structure, which very successfully provides services related to non-state pension provision in various companies. As 15.06.15 total amount of pension savings in the organization up to 21 billion rubles.

JSC «pension Fund Agreement” has a share capital in the amount of 150 million rubles.

All the pension funds are guaranteed. Today in the state pension funds are also included and non-state pension Fund «Consent». The contract that you sign with the company, insured by the state, as the company is the participant of system of guaranteeing the rights of each insured person.

License Revocation

It is Worth noting the fact that many people think that the work of this Fund was formally terminated, but in fact it is not. The NPF «Consent» license revoked, voluntarily, as the managementdecided that the development of the two funds is inappropriate. After the cancellation of this license equity Fund of the same name went to work as usual. He was given all the responsibilities and rights associated with mandatory pension insurance with NPF, and no one decided to terminate the contract.


Article in other languages:

AR: https://tostpost.com/ar/finance/6926-soglasie.html

BE: https://tostpost.com/be/f-nansy/12386-pens-yny-fond-zgoda-vodguk-kl-enta-rabotn-ka-yurysta.html

DE: https://tostpost.com/de/finanzen/12388-pensionskasse-der-zustimmung-die-bewertungen-der-kunden-arbeitnehmer-u.html

ES: https://tostpost.com/es/finanzas/12398-el-fondo-de-pensiones-consentimiento-los-comentarios-de-los-clientes-d.html

HI: https://tostpost.com/hi/finance/6931-soglasie.html

JA: https://tostpost.com/ja/finance/6928-soglasie.html

KK: https://tostpost.com/kk/arzhy/12389-zeyneta-y-ory-kel-s-m-klientterd-p-k-rler-yzmetkerler-men-za-gerler.html

PL: https://tostpost.com/pl/finanse/12382-fundusz-emerytalny-zgoda-opinie-klient-w-pracownik-w-i-prawnik-w.html

PT: https://tostpost.com/pt/finan-as/12379-o-fundo-de-pens-o-consentimento-coment-rios-de-clientes-funcion-rios-e.html

TR: https://tostpost.com/tr/maliye/12391-emeklilik-fonu-r-za-g-r-ler-m-teriler-al-anlar-ve-avukatlar.html

UK: https://tostpost.com/uk/f-nansi/12388-pens-yniy-fond-zlagoda-v-dguki-kl-nt-v-prac-vnik-v-ta-yurist-v.html

ZH: https://tostpost.com/zh/finance/7511-soglasie.html






Alin Trodden - author of the article, editor
"Hi, I'm Alin Trodden. I write texts, read books, and look for impressions. And I'm not bad at telling you about it. I am always happy to participate in interesting projects."

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