Credit card Mail Bank: types, conditions, registration and requirements

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2018-03-21 08:05:15

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Email the Bank was founded quite recently, in January 2016. The new banking structure will make maximum use of the opportunities provided by its shareholders – “Russian Post» and «VTB Bank”. In this article we will look at how to get a credit card Mail the Bank.credit card mail Bank

Read More about the Bank

Despite the fact that the Bank was created recently, it is gaining popularity among residents of the country. The branches of "Mail of Russia" is, even in the most remote corners of our state, and therefore, the map can be accessible to all. Specializiruetsya Bank on the results of both credit and debit cards, as well as contributions. Naturally, there are many banking institutions that can offer similar services, however this is the prevalence and ubiquity they can not achieve.

So what to do to make credit card “Mail, Bank”?

Types of cards and conditions of their receipt

Today the Bank offers several types of credit cards. Conditions get fairly loyal and acceptable. Most popular maps are:

1. Credit card “Green peace". In cooperation with the firm “Passionfruit global" banking structure provides assistance in the revival of Russian forests. All Commission funds received under this type of cards, going to implement such a noble goal. The use of the card is carried out in accordance with Bank terms and conditions: pay no Commission, receive the full range of options and bonuses provided for “Visa premium” annual interest on the loan will account for 19.9% grace period for the repayment of funds collected 60 days. The restriction on the loan of 500 thousand rubles, and after every third spent thousands planted one tree.credit card mail Bank reviews

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The conditions for obtaining credit in modern banking institutions

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2. Credit card “Mail, Bank,” “the Element 120”. To obtain this type of card you should fill a special form on the company website. Credit card will be mailed. The restriction on the loan amount is 300 thousand rubles. Discount program, grace period of loan repayment to 120 days, assistance in case of need while outside the country, insurance, the annual interest rate of 27.9%, and the minimum monthly payment – five percent of the principal. The terms of the credit Mail Bank many seem to be optimal.

3. Map «Express Mail". This credit card does not accrue interest. It is issued five minutes in any branch of Mail of the Bank. The customer can choose from three limits – 5, 10 and 15 thousand rubles. Making funds on card free. Supported payment system "Visa". Suitable for everyday expenses, paying bills and shopping online without a fee.

To Get credit card Mail Bank makes sense also because when they are used in partner stores customers are given bonus system and discounts. Cards can pay off and outside the country, and at a fairly favorable exchange rate.mail Bank credit card terms

How to apply for your credit card?

In the Internet you can find a lot of positive feedback on how this map may get very quickly. Order it is also possible, without performing unnecessary actions, it is sufficient to take the following steps:

  1. You Must register on the website and fill out an online application for credit card in the Mail Bank.
  2. After making the cards you will be notified of its availability. To take it independently at any branch.

Completion

Replenishment credit account can be done in several ways:

  • Money transfer to the account.
  • Auto payment from a debit card. Going on with the Commission at the rate of 1.9%, not less than 29 rubles.
  • Deposits made through an ATM "VTB 24".

apply for credit card in the mail Bank

Full or partial repayment of the debt is a necessary condition for the execution of credit obligations. Regular and complete fulfillment of all the conditions creates reputation creates an image of good borrower, and causes a tolerant attitude to it in the future.

Deferral of payment

Using credit cards Email Bank also involves changing the date of repayment. The delay can be obtained from 4-th to 28-th number. This service does not provide for charging penalties for late payment. Closing a credit card involves a personal appeal to the Department of banking institutions or on the counter in the offices of “Russian post”. Without the personal presence to close the card.

Features

So, make a credit card Mail the Bank a snap.

After Receiving the funds, the client should be ready to implement some of the terms of use and repayment of the money:

1. Payments on debt must be paid monthly. To pay the loan can not only the borrower but by a third party.apply for credit card in the mail Bank

2. All amounts itemized in the monthly chart, which is compiled and issued to the client together with a package of documents for a credit card during the first call to the Bank.

3. You can add the amount of any size, but not less than 5% of the debt at the time of application.

4. The score card can fill up your own cash.This can be done by transfer or in cash after making full repayment of the debt to the Bank.

Prospects of development

The Popularity and demand for Mail Bank continues to grow and will keep this trend in the near future. This is due, primarily, to the fact that the Bank is planning to open 15 thousand branches throughout the Russian Federation. Given the fact that a credit card can be in the post office, the Mail Bank will rapidly expand.

In Russia there are many banking institutions offering a similar range of services. However, the newly created Mail, the Bank strives to occupy a niche and to stay in the market of credit services. Its uniqueness consists, first, in that it is based on an existing, very common and universally known to every organization. This service is convenient, especially for pensioners, who often use the services of post offices. The Bank plans to expand opportunities and create new options to make the service more convenient and profitable. But now its infrastructure is quite competitive and is on par with other renowned and popular banking institutions.how to get a credit card mail Bank

Credit Card Email Bank reviews

Despite the fact that the Bank opened recently, on the Internet there are already heated discussions. Especially actively discussed the credit card. The opinions of the customers are diametrically opposed. Someone praises the competent service and the fast action of employees. Many unproblematic and the use of credit cards. However, there are negative reviews. Summarizing them, we can draw the following conclusions.

Credit card – it's convenient. Cash is always at hand. There is a grace period when you do not need to pay interest. But on the other hand – this is a temptation. Spending someone else is always easier than to return his. It must be considered before making the card.

Also from the negative aspects of people are high interest for using credit funds. The result is a very large overpayment. Also due to the fact that the card is a revolving line of credit, repay the loan fully is difficult. First, a person makes the minimum payment, and then spends the funds. It is a vicious circle. You need to have the discipline to close the debt.

We looked at how to open credit card Mail Bank. To do this is not difficult.


Article in other languages:

AR: https://tostpost.com/ar/finance/3874-credit-card-mail-bank-types-conditions-registration-and-requirements.html

BE: https://tostpost.com/be/f-nansy/6851-kredytka-poshta-banka-v-dy-umovy-afarmlenne-patrabavann.html

DE: https://tostpost.com/de/finanzen/6852-banknote-mail-bank-arten-voraussetzungen-gestaltung-und-anforderungen.html

ES: https://tostpost.com/es/finanzas/6858-tarjeta-de-cr-dito-electr-nico-de-banco-tipos-condiciones-tr-mites-y-r.html

HI: https://tostpost.com/hi/finance/3877-credit-card-mail-bank-types-conditions-registration-and-requirements.html

JA: https://tostpost.com/ja/finance/3875-credit-card-mail-bank-types-conditions-registration-and-requirements.html

KK: https://tostpost.com/kk/arzhy/6855-kreditka-poshta-bank-t-rler-sharttary-res-mdeu-zh-ne-talaptar.html

PL: https://tostpost.com/pl/finanse/6855-karta-poczta-banku-rodzaje-warunki-wygl-d-i-wymagania.html

PT: https://tostpost.com/pt/finan-as/6851-nota-de-banco-mail-do-banco-tipos-condi-es-de-apar-ncia-e-requisitos.html

TR: https://tostpost.com/tr/maliye/6859-kredi-kart-posta-banka-t-rleri-artlar-g-r-n-m-ve-artlar.html

UK: https://tostpost.com/uk/f-nansi/6857-kreditka-poshta-banku-vidi-umovi-oformlennya-ta-vimogi.html

ZH: https://tostpost.com/zh/finance/4172-credit-card-mail-bank-types-conditions-and-design-requirements.html






Alin Trodden - author of the article, editor
"Hi, I'm Alin Trodden. I write texts, read books, and look for impressions. And I'm not bad at telling you about it. I am always happy to participate in interesting projects."

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