Bank MTS: reviews are very contradictory

Moscow Bank for Reconstruction and Development, not long ago renamed is familiar to every word - MTS is positioning itself as a young and efficient Bank. But is it? Because the Bank MTS reviews, which you can find on the forums on relevant topics, rather controversial. Some say about the exorbitant greed of the management and the rudeness of the staff. Others, on the contrary, they praise him. So what is the Bank of the MTS? Reviews is not going to touch, because, as they say, everyone has their own truth. Try to understand yourself: let's compare credit program MTS-Bank with similar services of other financial institutions.

What the Bank can offer MTS to its customers?

If you are an individual looking to take out a loan at the Bank, for a start, you should carefully read all the proposed lending programs. You can search specific resources on the topic “Bank MTS: reviews on lending” and reading the views of users, and then, if you haven't, go to the official website of the Bank and to obtain the information you need. So, what is available? What types of loans can offer in question, the Bank, and what are the conditions for obtaining consumer credit?

Express loan

Available for a period of 3 months to 5 years and its amount ranges from 20 to 250 thousand rubles. Very pleased with the short waiting time for making a decision on your issue, but interest rates are such that the loan, as you do not want make. From 34,9% to 59.9 per cent. The only thing that can comfort of the borrower – the possibility of early repayment, independent of the amount and date of repayment.

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Usual consumer loan

The Period for which it is possible to take credit, remains the same: from 3 to 60 months. Changes in the speed of decision making by Bank management - in this case, the waiting period may be delayed up to 3 days. The sum will also change, or rather changes the maximum amount that you can give. This is logical, as the Express credits is a risk that the amount of the loan issued is repaid, because the interest rate is so high. The maximum amount of this type of loan is 1 000 000 rubles. Interest rates have decreased and now equals to 17.9%-34,9% per annum. The option of early redemption, with all its amenities.

Remaining loan programs

And what type of lending can offer MTS Bank for small and medium-sized businesses?
Here are much more extensive selection of loan programs from leasing and overdraft, and ending with the issuance of the Bank guarantee. Comments about it is pointless. Since, according to eyewitnesses, MTS-Bank credit for small and medium business provides individually. For this reason, to talk on this subject is useless.

Bank MTS: reviews and insights

So what happens? Here's what: a small selection of loan programs with high interest rates for individuals and much more diverse package available to entrepreneurs. It may be that the entrepreneurs and is worth considering in more detail the proposals of MTS-Bank, but individuals can only sympathize. Since such a large percentage of the loans they will have to thoroughly tighten their belts and try to pay the loan as soon as possible. If you do decide to use the services of the institution, contact the special resources, look for the section "MTS Bank". Address of the financial organization will certainly be listed there. Select the nearest branch for yourself and go for information, so to speak, first hand.