What are the debit card with interest?

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2018-03-28 04:11:07

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The main difference from a credit debit cards is that debit involves the use of own funds and of credit-Bank funds.

debit card with interestDebit cards – something like a modern passbook. Replenish the balance and the money saved in a Bank account. If required, you can withdraw funds or, on the contrary, be paid.

The Debit card functionality no different from other types of card banks. They provide the opportunity of payment for goods and services, removal of cash, making cash transfers, tracking their accounts when using Internet banking.

How are accruals for cash balance

Debit cards with interest usually involve the calculation of 0.01% per annum. That is, when the account in one hundred thousand rubles for one year your account will be credited for 10 rubles. This rate is very low. But today among banks is fierce competition for each customer, so they try to offer rates much cheaper. Even so, debit cards with interest be a serious replacement for a simple Deposit in the Bank. For example, some banks offered interest rate to eleven percent per annum.

After you make any transaction via debit card, don't forget to check your credit. This will save you from surprises and troubles.

debit card is aHow are issued debit cards with interest

In order to get a credit card with interest is required to contact the Bank and apply. Each Bank issued cards on their own terms and with their tariffs. The difference is sometimes significant. Annual servicing of the card can cost up to two thousand rubles. The minimum account balance in order to accrue the maximum percentage, ranging from 5 to 50 thousand rubles.

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How to choose 

debit card All debit cards with interest is to choose wisely and take this very seriously. It is important to calculate how much and how you spend funds, cash or cash you pay as far ATMs and more. Properly chosen, a debit card may be for you not only very convenient payment instrument, but will leave the safety of your funds and also bring in additional income. In some banks there are also various bonus programs that allow you to earn bonus points from purchases. These bonuses can be used to pay in stores, at gas stations, in the end, pay for his cell phone.

Which Bank is better 

It will all depend on you. But some advice can still be given. First, look carefully at what rates and also how much is the annual maintenance. Second, note the existence of the commissions, if there are hidden charges or it is transparent.

You Also need to choose a payment system. If you like traveling, then ask what payment system in any country works than you will be easier to use, etc.

We Wish you a successful choice of card!


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BE: https://tostpost.com/be/f-nansy/23840-shto-ya-lyayuc-saboy-debetavyya-karty-z-nal-chennem-pracenta.html

DE: https://tostpost.com/de/finanzen/23857-was-sind-die-debitkarten-mit-der-anrechnung-der-prozente.html

ES: https://tostpost.com/es/finanzas/23879-que-son-las-tarjetas-de-d-bito-con-el-recargo-de-intereses.html

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KK: https://tostpost.com/kk/arzhy/23826-b-l-b-ld-red-debett-k-kartalar-payyz-eseptelet-n.html

PL: https://tostpost.com/pl/finanse/23776-co-to-s-karty-debetowe-z-naliczaniem-procent.html

PT: https://tostpost.com/pt/finan-as/23782-o-que-s-o-os-cart-es-de-d-bito-com-acumulados-por-cento.html

TR: https://tostpost.com/tr/maliye/23837-temsil-eden-bir-banka-kart-ile-bile-ik-y-zde.html

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ZH: https://tostpost.com/zh/finance/14032-what-are-the-debit-card-with-interest.html






Alin Trodden - author of the article, editor
"Hi, I'm Alin Trodden. I write texts, read books, and look for impressions. And I'm not bad at telling you about it. I am always happy to participate in interesting projects."

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