Should I choose a Bank? Reviews of his work

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2018-04-02 01:52:08

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In 2006 OTP Bank purchased "Raiffeisen Bank Ukraine», which at the time was the leader of Ukraine's financial sector and was founded as a Bank with foreign capital. After the fall of 2006, it was renamed to OTP Bank, which reviews today is very different.

“Bank” at the time of sale was one of the largest Ukrainian banks and served over one hundred thousand customers, provided basic banking services to corporate and private clients, representatives of small and medium-sized businesses. He was ranked sixth among the country's banks in terms of assets and capital, as fifth place – the issue of loans. The branch network of the Bank consisted of approximately 40 institutions located throughout Ukraine, and the number of personnel amounted to more than 1,500 people.

Since its inception, the Bank has a leading position in corporate business. OTP Bank, which have both positive and negative, showed itself as a Bank-innovator, as one of the first to offer services such as project Finance, structured trade Finance, and many others.

The Bank's Head office is in Kiev and has 92 branches, which are located in 50 cities of the country. All branches are equipped with ATMs. In addition, the Bank has signed an agreement with PJSC “Bank”. This allows you to get cash at ATMs “day”, paying the same Commission as when using ATMs of OTP Bank.

If you evaluate the operation of the banking industry, OTP Bank (reviews confirm this), provides a qualified service, given the specificity of the clients ' business. Special attention is paid to structured trade Finance and project Finance with syndicated loans.

For the development of small business the Bank is actively expanding its network of branches, and also increases the range of banking services to individuals. The Bank practiced the use of modern technology for optimum customer service, offers telephone and mobile and Internet banking.

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What else can you say about the institution OTP Bank? Reviews define it as a universal Bank, which is the leading structure of the Hungarian financial groups consisting of a number of large subsidiaries. They provide insurance services, real estate and factoring and leasing and management of pension and investment funds. OTP Bank owns a subsidiary financial institutions on the territory of Bulgaria, Russia, Slovakia, Montenegro, Croatia and Romania, and the total number of banking institutions, which are included in the OTP Group and provide quality customer service is more than 1000.

However, on the establishment of the OTP Bank reviews often contain information about the poor quality of SMS-informing, which reduces its reputation among customers. It should be noted that to monitor the status of their accounts, to obtain all necessary notices and to clarify the details for payment you can use a free service “OTP-direkt”.

In addition, frequent customer complaints is that they credited the credit debt has long been paid. About this situation, you can only say one thing: after making the last of the debt, you must make sure that the credit contract is indeed cancelled. It is better to contact a specialized Department of the Bank, which is able to provide comprehensive information on the debt.

Despite the superior performance of OTP Bank, among the clients he does not always receive high praise, so many people try to find other banks, which are covered in a more positive light.


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Alin Trodden - author of the article, editor
"Hi, I'm Alin Trodden. I write texts, read books, and look for impressions. And I'm not bad at telling you about it. I am always happy to participate in interesting projects."

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