Details, Bank accounts, let's see what's what

With the concept of "details" that we encounter in various areas of life and business. They are individual entrepreneurs (IP) and commercial organizations, banks and accounts in them. In each case, this term refers to different kinds of information. For example, details and Bank – is absolutely different data about these entities. "The details" – this is a fairly broad concept, but it boils down to one thing: identify the subject in the economic and legal relations.

Who and what are the details?

Consider the example details. For commercial activities of the person, an individual entrepreneur, you need to provide information about themselves and their activities, to register it and use it when you join the economic relations. The absence of details makes the operation of IP and illegal off-putting to potential partners and customers, because it automatically increases the risk of the transaction.

There are details that are mandatory and optional. To mandatory include the following data:

• Full name and legal address (can be the same as registration address);
• The INN of the citizen-individual entrepreneur;
• The number that is specified in the certificate of registration of individual entrepreneur (OGRN).

In Addition to these details there may be additional

• Bank account details (p/s), if any;
• Contact phone (can also enter in details);
• Codes of OKPO and OKATO.

It is for the information specified above, it is possible to identify and verify the legality of activities of individual entrepreneurs.

Optional but very important payment details

As already mentioned, the details include data on its current account in the Bank. So we gradually move to your Bank account.

In order to make settlements with the UI, you need to know the following information about him and his R/s:

• Full name of individual entrepreneur;
• n R/s – a set of twenty numbers;
• The name of the Bank where the account is opened (the beneficiary Bank);
• The Bank's correspondent account (also twenty digits);
• BIC – Bank identification account;
• Was – taxpayer identification number;
• CPR – reason code of registration.

Banking details for companies and individuals

If the payee is a company, instead of the name is indicated by its full name. His details are in analogy with SP full and short company name, address, name and Bank account details of the enterprise, contact phone numbers and other legally important information about the firm.

For individuals with the purpose of funds transfer indicate the account number. If the account is a card, the additional requirement for funds is the number of the card, printed on the front.

Bank Details

The Last five positions in the above listed payment details, plus the location address are the Bank details. They are unique for each credit institution and may be used alone (if the transfer is made in favour of the Bank), and in conjunction with information specific to your accounts (to transfer funds to accounts opened in the Bank). Knowing them as well as the account number and the recipient's full name, you can make transfers, payments and other calculations.

When Composing a payment order, it is very important to do it very carefully. Otherwise, your money may simply not get on and fix the error is already very difficult.

We considered that such details, the company, the details of the account (payment) and the Bank. Now, when you need to make a money transfer or to engage in other economic relations, you'll know exactly what details you need for this.