Non-cash payments: what check?

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2018-03-19 08:51:11

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One of the methods of payment is cheque. It is a payment order, confirming the right of its holder to receive from the Bank a specified amount of money. It initially gives the Bank in the form of a special book each sheet of which is a separate payment document.

What is check

To understand exactly what is a cheque at least once to see it. For this securities the required fields are:

  • The name “check”;
  • The amount that the Bank needs to issue bearer;
  • Name of Issuer and number of the current account from which money will be paid;
  • The signature of the person issuing the payment order;
  • Place and date.

But not enough to understand what a check, you must know the rules of its filling. This document is filled by hand, the handle is blue. The only exception may be the name of the issuing organization.  this is a place to put a stamp with the name. Any error, mistake or correction will automatically void checks: the Bank will not accept him. All necessary data must be submitted strictly in designated places for them, the handwriting must be legible. Employees should not have any problems when trying to parse a document.

cheque

In addition, the document indicates the date of its issuance, and to avoid adjustments it should be in two-digit format, for example, 04 APR. All who are faced with the need to fill this security and see what a check, know that it is necessary to specify the place of payment: in this column fits the town, which is served by the account holder.

How to cash a check

The Amount to be results that fits with the words without any punctuation mark, penny written numerals, the name of the currency of payment is written fully, without abbreviations. If the end of the line still exist, it is necessary to cross two longitudinal lines. It is worth noting that in each Bank there is a limit on the maximum amount of payments.

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Surname, name and patronymic of the recipient fit in the dative case, the remaining space is also filled with double dash. Signing this paper you need in the last turn. Not worth the risk of signing a blank payment order, because if it gets into the hands of an unscrupulous person who knows that such check, you will be able to lose a decent amount in your account.

Of Course, many make mistakes the first time you submit this document, confusing places in the required fields and making clerical errors. But a second operation will usually not cause any difficulties.

If the owner of the checkbook, you must know how to competently complete each of its leaves, the bearer must know how to cash a check. To get their money, should within ten days from the issuance of this payment paper to present it to the Bank, while providing the your documents. By the way, you can get only the full amount specified in the cheque, withdraw it in parts is not allowed.


Article in other languages:

AR: https://tostpost.com/ar/finance/285-non-cash-payments-what-check.html

BE: https://tostpost.com/be/f-nansy/481-beznaya-nyya-razl-k-shto-takoe-chek.html

DE: https://tostpost.com/de/finanzen/478-bargeldlose-zahlungen-was-ist-ein-scheck.html

ES: https://tostpost.com/es/finanzas/483-los-c-lculos-qu-es-un-cheque.html

HI: https://tostpost.com/hi/finance/285-non-cash-payments-what-check.html

JA: https://tostpost.com/ja/finance/284-non-cash-payments-what-check.html

KK: https://tostpost.com/kk/arzhy/481-olma--ol-a-shasyz-esep-ayyrysu-cheg-degen-m-z-ne.html

PL: https://tostpost.com/pl/finanse/484-bezgot-wkowe-rozliczenia-co-to-jest-czek.html

PT: https://tostpost.com/pt/finan-as/481-dinheiro-n-o-c-lculos-o-que-um-cheque.html

TR: https://tostpost.com/tr/maliye/487-nakit-demeler-ne-ek.html

UK: https://tostpost.com/uk/f-nansi/483-bezgot-vkov-rozrahunki-scho-take-chek.html

ZH: https://tostpost.com/zh/finance/336-non-cash-payments-what-check.html






Alin Trodden - author of the article, editor
"Hi, I'm Alin Trodden. I write texts, read books, and look for impressions. And I'm not bad at telling you about it. I am always happy to participate in interesting projects."

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