The debt is... varieties of debt

That such debt, known to many. Sticky unpleasant feeling is hiding inside and constantly reminds the monetary bondage, hateful to all people without exception. But the word is not confined only to the financial component. A synonym for the word “duty” – obligation, duty. The concept described in the article, can also be treated in this way.

Ancient times

Gradually, with the development of personality, in his life there are many moral aspects and manifestations. They are inherent only to him, distinguishing him from the animal world. Such aspects include mutual help, friendship, fidelity and so on. Of course, these qualities are also observed in some other species. But the man pays them the most attention, as they play in his life a significant role and, in General, had a beneficial effect on the course of evolution.

Later, with the development of more or less civilized society, gradually, there were various aspects involved in again to man. For example, such a thing as a duty, an obligation. So what is debt, what are its types and what is it? In this we will try to answer all the questions.

Definition

Before we can examine this phenomenon, let us examine the terminology. This word can apply to many situations, but they all share the same essence. According to the dictionary, the debt – it is an obligation according to which one person transfers to another money or other assets. It is mandatory to return in the future in the same or a larger amount depending on the circumstances and the elapsed time. The subject of debt there may be money, other material values, or simply a moral obligation. But about all under the order.

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Debt – the way to assets, which is not enough for the borrower to implement some of their plans. For example, money is loaned to start a business, purchase of housing, etc. But as always there is a probability that the finances will not be returned, the lenders usually put the mortgage conditions. For example, if the borrower become bankrupt, his estate or other assets go to paying debt. But why, in General, to lend?

Percentages

In the days of the communal system, wealthy people quickly realized that duty – it is an effective method of increasing its capital. The whole point is that to borrow without interest will only be close friends or relatives. And those who engaged in it professionally, is required to appoint a certain percentage. For example, if the borrower took a thousand rubles a month to return it needs 1500. Such activity is called usury. At all times it is often condemned by citizens, nevertheless, were not prohibited. Often loan sharks intentionally appointed for the borrower a disadvantage, seeing his hopeless situation. After all, if he didn't return the money, you can take away his property, the farm, etc. So for someone debt – it is a source of income. But, there are other types.

Society

When mention the word, most often referring to a monetary obligation. But, apart from them, there is such a thing as moral duty. In the case with him, the subject of obligations are intangible assets, and moral and social aspects, which man is bound to follow.

Often, such debts arise by themselves. For example, taking care of their old and helpless parents – it is a moral duty of every person, as these people at the time gave him life, and for many years cared for until their heir grow up and become independent. Of course, unlike cash, binding moral obligation not to draw forcibly. Everything is based only on the moral aspects of man and his conscience. And often is the one who follow them do not want. As you can see, we discussed the meaning of the word “duty”. So now we know what it is.

Military and government

In certain countries, including Russia, there is conscription. Its meaning is that every adult resident of the country a male is obliged to serve in the army, to learn the basics of military craft or occupation, in the event of war to defend their country. It's called military duty. And deviation from it without objective reasons, the person faces criminal liability.

In the process of development and formation of any state there may be moments when the internal budget may not be enough for those or other purposes. And then it can take a cash loan from another country. Such a debt is called a state.