Which is better: Visa or MasterCard?

Plastic cards as part of our daily life that people can't even imagine what would happen if they did not exist. They allow us to pay for goods, receive discounts, get cash at ATMs, use them as a credit card and much more. The card allows you to keep the money in safety, because large amounts of the house to be dangerous, and constantly go to the cashier for encashment and to stand in large queues-it's a waste of time.

It Should be noted that, despite the similarity of functions performed, credit cards still have differences. MasterCard and Visa-is the most common payment system, they are the main blocks in the financial world. So a person who wants to open a card, there is a perfectly understandable question about what is better - Visa or MasterCard.

It is Impossible to say unequivocally that such a payment system is better, because they are almost identical. Of course, they have some differences, but their advantages and disadvantages depend only on the preferences of a particular person. If you know the objectives of the client, it is possible to say which card to choose: Master Card or Visa. But still, choosing any of them, nobody much will not lose, because the differences are insignificant.

The Number of ATMs, shops and other establishments that accept cards of these payment systems is enormous. Therefore, go to any country, you can be sure that there will be to pay by credit card. If the answer to the question of what is better, Visa or MasterCard for use in Russia, it should be noted that MasterCard owns 25% of the Russian market, and Visa – 40%, the rest is divided between smaller systems.

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Going to go to travel, choose a card you need depending on which country you travel. The fact that Visa belongs to the U.S. payment system, so it is anchored to the dollar under the currency conversion is taken into account. For example, if you translate rubles in euros, in the first place the money will be transferred into dollars and then into euros. Usually the customer will thus lose 1 to 4% of the requested amount.

MasterCard belongs to the European payment system. He immediately converts into the necessary currency, so the fee here is slightly smaller. But this fact still does not answer the question about which is better, Visa or MasterCard. Visa it is best to use for travel in the United States, Canada, Latin America, and Australia. MasterCard more convenient for travel in European countries.

If you ask the Bank employees what distinguishes Visa from MasterCard, a clear answer is unlikely to achieve. The majority of financial institutions claim that all payment systems have approximately the same function, so absolutely still, which one to choose. Some banks recommend a specific payment system, because it suits them, they don't really explain which is better, Visa or MasterCard.

To use the card, within the country there are no big differences in the choice of the payment system. But for use when traveling abroad it is still necessary to recognize that the card MacterCard more advantageous, as it allows you to open an account in euros and in dollars.