How to obtain housing to single mothers? Can a single mother get housing? How to obtain a subsidy for housing single mother?

Today the Housing problem is quite acute, the inhabitants of our country. A large part of the population to acquire its square footage or to improve their living conditions on their own is almost impossible. The only study of this mortgage. And there are families for whom a housing loan is not available due to small income. First and foremost, this applies to mothers who are raising children alone. Remains one hope for government support. In this article we will talk about how to get housing to single mothers.

What options are there at a single mom?

For anybody not a secret that you can get housing on the social contract of employment, subject to certain circumstances, of course. But the category of single mothers is not considered preferential, accordingly, priority in receiving housing has not. But there are other options:

1. Participate in state programs for young families and the poor.
2. To Stand in the General queue for housing as low-income family, even if incomplete.
3. To Arrange a mortgage on preferential terms, such services are offered by various banks in our country.

Actually, the options are not many, and even that was not all, that can expect a single mother. As to housing, the terms on which this can be done largely depends on the region you live in. Because depending on the subject of the Russian Federation for certain categories of the population receive financial support through the local budget.

What action to take?

First you need to contact the administration at the place of residence. And find out which social programs operate in the region. As well as instructions on how to obtain housing to single mothers. What to do in the housing Committee?

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Basically, across the country social assistance can offer the type of housing on social hiring. But wait for it for very long, but can be “forever”. The second option – a mortgage on favorable terms. These both methods is considered in more detail, to determine their advantages and disadvantages.

Get in line for an apartment

To Collect the documents – the first thing is to make a single mother. How to obtain housing under this program will explain the housing Committee. And, in fact, a set of official papers can be different, depending on the circumstances.

So, what documents are needed:

• The ID of the mother and birth certificates of children;
• The document confirming registration at place of residence;
• Paper, confirming the income, including benefits and pensions;
• Certificate of value of property owned by mother and taxed;
• Committee on assessment of housing conditions.

Next is the main task in order to get housing from the state, single mother need to convince local authorities that she really needs the support. And then you need to consider small caveat: if prior to the receipt of social housing the financial situation of the applicant will improve the provision of square meters can not refuse.

How to write a statement: example

To get information about benefits for single mothers, you need to provide a request to the administration. This can be done by means of a Declaration, which must indicate: applicant – a lonely woman that is raising children without a father. Next, you should indicate the surname, name and patronymic of the applicant, as well as her offspring. The text of the statement should indicate that the family actually resides at a particular address (to specify it). In addition, describe in detail, how many rooms is the apartment, what is her living space. If it is home to another person or several people, that fact should be noted.

In conclusion, you need to ask for the terms of the existing programs for a certain category of the population, benefits or other payments. The form for the application and the sample can be obtained at the place of treatment. The administration must respond to the request and thoroughly explain can a single mother get housing, what documents she needs to provide.

Mortgages

At first glance, this is not the best option for the purchase of housing. But actually in our time to wait for social housing can be too long. By that time, most likely, the children will become adults and, therefore, the woman will lose your status. But there is another option how to obtain housing to single mothers for a short period of time – to arrange the housing loan. While it is possible to get a subsidy on a mortgage that will reduce the principal amount of monthly up to 40%.

In addition, preferential loans provided to public sector employees, young specialists, teachers and doctors. That is, under certain conditions it is possible to obtain the credit for apartment purchase with minimal interest rate. Learn how to obtain a subsidy for housing single mother need in the region, because the social programs determined by local management. It is also worth noting that the owners of the parent capital there is no need to make an initialthe payment on the mortgage. But if the loan was executed prior to the birth of the second child, the certificate can be directed to debt repayment.

Can I get housing as a single mother on favorable terms?

We have already mentioned that the status of single mother is not a basis for the provision of housing under a social lease contract on favorable terms. That is, it will not be able to get it in the first place. But it does not mean that there are no circumstances under which benefits can the woman provide.

So, to housing a single mother out of turn is possible if:

• Has a chronic disease that poses a threat to others;
• Lives in the house with the emergency condition;
• Is disabled or the child has such status;
• Have lost their homes because of natural disasters.

In General, benefits to single mothers is provided on a General basis.

How to confirm the status?

Before you can ponder the question about how to obtain housing to single mothers should be granted the status. Because this category of the population can count on various kinds of material support in the form of pensions, allowances, grants.

First, it is necessary that the birth certificate in the “father” was the dash. Second, in the office of the Registrar is issued a certificate-form No. 25. Documents should be transmitted to the bodies of social protection of the population for the purpose of possible payments and benefits, obtaining benefits and subsidies.

Conclusion

A single Mom – this is not the most enviable status for women, because it is a huge responsibility for the younger generation. In addition, it is also necessary to strongly defend their right and to cope with many obstacles. In our country it is really possible to receive financial aid from the state, but it will be fraught with endless visits to different institutions and collection of numerous documents.