What is the production, known to many. In different sectors of the economy employs millions of people. And how dangerous to health or even life can be such a job to say no. Take the coal industry. The level of danger she is in first place. Also in the list of hazardous industries include construction, agriculture and even socio-cultural sphere.
Work injury can happen to any working person. It can occur through the fault of the victim, due to wear or due to improper organization of the workplace. But small injuries are often just ignored or are made as a household. After all, no enterprise Manager does not want to create problems for yourself due to the usual cut or injury. He simply pays the employee a temporary disability and thus solve this problem amicably. This, of course, has its own truth. Because neither the victim nor the management is reluctant because of some little things to fill a heap of papers and to receive the Commission from Supervisory bodies, which incidentally you will find still many shortcomings in terms of safety. But if you had a serious work injury, the injured person may claim the stipulated compensation provided by law.
In many countries there is a special social Fund, which deals with accident insurance of this kind, and also occupational diseases. The Fund is intended for payments to victims. And if you have received an occupational injury at work, the company is obliged to compensate all costs associated with this incident. And then it can claim from the compensation Fund funds that have been spent on these payments.
And although technically employers do not lose a lot on such insurance payments, they still try to hide them. And the reason lies in the fact that for each such insured event the Fund establishes its Commission. Its members carry out an inspection at the enterprise to establish the cause of the injury and find the cause of the incident. If the Commission finds that the production safety is not respected in full, the company will not only receive money from the Fund, but will also be responsible for the breach. And depending on how serious will be this occupational injury responsibility can be not only administrative, but also criminal. There are cases of “piece” of injury when “victim” wants to fraudulently obtain insurance. And the task of the inspectors part of the Fund's disclosure of such a “victim”.
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But there are cases when an employer enters into with the workers employment agreement. It is more practiced among private entrepreneurs. In this case, neither the employee nor the company does not make contributions to the insurance Fund. And if you happen to work injury, duties and rights of these workers, nothing will be confirmed. And in this case it will be possible to obtain compensation through the courts. And it's a long process and not always gives a positive result.
Also, some employers pay their workers part of their salaries into “envelopes”, and according to official statements passes only the minimum wage. They are also trying to save on taxes and other payments. But this economy can "backfire", if you happen to work injury. Then at the time of disability the victim will receive a small payment. Because their amount depends on the average official salary. But if the worse happens, then the family of the victim will not be able to hope for decent compensation in connection with the death of the breadwinner. So better not to save pennies on insurance payments. Otherwise it will be too late “regret”.
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Alin Trodden - author of the article, editor
"Hi, I'm Alin Trodden. I write texts, read books, and look for impressions. And I'm not bad at telling you about it. I am always happy to participate in interesting projects."
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